IELTS SPEAKING SAMPLE – SAVING MONEY
Các bài mẫu này tập trung sử dụng các từ vựng đơn giản, dễ nhớ, dễ dùng cho chủ đề này để giúp các học sinh tiện ghi nhớ trong quá trình học và thi.
Chủ đề IELTS Speaking – Saving Money
Tham khảo thêm các từ vựng cho chủ đề này tại quyển sách Collocation Book – tổng hợp các collcation siêu ăn điểm cho bài thi IELTS.
Các học sinh lớp IELTS tại Hà Nội có thể sử dụng thêm một số tài liệu gồm các tạp chí và sách về chủ đề này để nâng từ vựng lên rộng hơn nữa.
—PART II
IELTS Speaking Sample – Saving money Part 2
Describe a time that you saved money for something.
You should say:
- When it was?
- Why you saved money?
- How did you save?
- How you felt about it?

“I had to save a large sum of money when I bought my first car for more conveniently travelling to work. I can’t remember the exact date, but I suspect it’s 6 years ago.
On top of that, this was when I left home to live independently, and I wanted to pay my own way so that I refused to lend money from my parents. It all seems that I was living on the breadline and couldn’t afford this purchase.
Fortunately, I had a full-time job and earned a good salary and an extra income from some freelance projects during my free time. But it may take years to get enough money to buy my car if I just kept living on the fast lane. So, to save money, I decided to cut down on luxuries and avoid exceeding my agreed credit limit. Then, I called my financial consultant and accepted a bank loan for my purchase. Also, I didn’t miss this opportunity to get a good deal as the car price was going cheap and finally I can drive to work everyday.
I was very comfortable with my car and satisfied with my saving. But I think the point is I learn a saving lessons and make my saving habit for a bigger money like buying a house in the future.”
NHẬN BỘ ĐỀ DỰ ĐOÁN IELTS SPEAKING

—PART III
IELTS Speaking Sample – Part 3 Question on Saving money topic
Do young Vietnamese like to save money?
For some young people, especially for female, saving money is things they did on regular basis. For some males, they often squander their money on unnecessary like expensive clothes. Although these people can make a big money or money would never be in short supply, I think they should start saving money.
Do you agree with the idea that the more you save, the better life will be?
I don’t think so. Although saving money is a wise decision for financial freedom, I think there more things to do with their money rather than just keep it in bank. People should save money to avoid living on the breadline, then they can invest to make a big money and become seriously rich.
SPEAKING IELTS QUÁ KHÓ VỚI BẠN?
Why do some people like to save money?
I think the main reason why many people save money is that they afraid of possibly financial difficulties. So, they never throw money around purchasing unnecessary things and of course, they seems to never borrow heavily to get into debt.

What is the best way of saving money?
Each has their own way saving their money. I guess the best way this open a bank account and keep a healthy bank balance. This way may suite ones who have a steady income and intend to supplement it. Another way would be cut down on luxuries and don’t pay out a lot of money on unnecessary.
What are the consequences of not saving money?
Without saving money, I think people will got troubles in their personal finance. Many people didn’t think about saving even when they were young, and they cannot keep afloat when they moved out. They kept borrowing heavily and exceed their credit. The final consequences may be that they cannot pay off their debt or could be close to their personal bankruptcy.
List of vocabulary on Saving money topic
Lưu ý là các từ vựng được sử dụng trong bài này tập trung nhiều vào các từ idiomatic expression – các cụm từ mang tính thành ngữ để giúp bạn ăn điểm. Đây chính là một lời khuyên của giám khảo IELTS Speaking.
- A large sum of money: một số tiền lớn
- live independently: sống tự lập
- pay my own way: tự chi trả
- lend money: vay tiền
- live on the breadline: sống cuộc sống vất vả
- afford this purchase: đủ tiền chi trả nhu cầu
- earn a good salary: có một mức lương tốt
- an extra income: thu nhập thêm
- live on the fast lane: sống gấp, sống vội
- cut down on luxuries: giảm chi tiêu xa xỉ
- exceeding one’s agreed credit limit: vượt quá hạn mức chi
- get a good deal: có được giá tốt
- go cheap: rẻ tiền
- learn a saving lessons: học cách tiết kiệm
- saving habit: thói quen tiết kiệm